What is Green Car Insurance?

A motor vehicle being driven is nothing but anaccepted?
environmental hazard. The engine of a car emitsGreen Car Insurance is a growing concept as more
greenhouse gases like carbon dioxide and carbonand more insurance providers are including the
monoxide, as petrol gets burnt. These greenhouse"green" option in their packages of not only car
gas emissions contribute to almost 12% of the totalinsurance but also those of home and travel
greenhouse gas emissions that the UK experiences.insurance. This can be seen as a change in the
The UK tries to reduce its dependence on machinesattitude of the common man as he realises the
and cars in order to ensure an environment withintensity of the threat to which our earth has been
lower pollution levels. The option of a Green Carexposed. The insurance industry is acting in
Insurance policy provides the UK with an opportunityaccordance to the need of the hour.
to contribute to the upkeep of the environment,The fundamental concept on which insurance works,
even after using a car.is that of protection against risk. So the insurance
What is Green Car Insurance?industry can relate to the need of protecting planet
A Green Car Insurance policy allows you toearth and reducing the risks of pollution and climate
contribute a part of your monthly premium to achange.
scheme that aims to offset the carbon dioxideHow can you get a Green Car Insurance policy?
emissions from your car. In this way you canThe number of insurance providers who are
attempt to neutralise the ill effects that your vehicleformulating policies that include "green" options, is
causes to the environment. The amount that goes toincreasing day by day. Unfortunately these
the scheme is arrived at after considering facts like"environment-friendly" insurance options are not yet
the model and the age of the car. Often a moreadvertised as much as the regular options.
advanced system of calculation involving the drivingIf you are conscious about the need of the hour,
technique is also used.you can ask your insurance provider whether they
A vehicle that spews out huge amounts of gas willhave a green insurance policy.
have a premium higher than a sophisticated andYou can also search for green insurance providers
well-maintained vehicle whose gas emissions areonline. The Internet will provide you with numerous
nominal. This is because a larger proportion of thecomparison facilities that will assist you in finding the
premium would be necessary to neutralise the highcheapest but "greenest" insurance option available.
percentages of carbon dioxide emissions from theYou can save on your premium by using a
gas-guzzling vehicle. Thus, if you use a fuel-efficientfuel-efficient vehicle and avoiding the usage of
car, you are rewarded with a lower insurancegas-guzzling components like air-conditioners.
premium and if you use cars with low fuel-efficiencyThus, if you cannot avoid using a car, you still can
you need to compensate accordingly by payingcontribute to the maintenance of the planet earth by
higher insurance premiums.opting for a Green Car Insurance policy.
Is the concept of Green Car Insurance getting